Terms & Conditions
This Web site is owned and operated by Protector Premium. Questions concerning this Web site or its operation should be directed to the contact points listed on this Web site.
Contents and Hyperlinks
This Web site may contain hyperlinks to third-party Web sites. Those Web sites are the sole responsibility of such independent third parties, and use thereof is solely at your own risk. Protector Premium has no control over the content or policies of such third-party Web sites, and we are not responsible for (and under no circumstances shall be liable for) the contents, accuracy or reliability of any Web sites hyperlinked to this Web site. Those who choose to access information from this Web site (including any information obtained through any hyperlink) are solely responsible for the compliance of such information with any applicable law.
If you want to link to this Web site, please obtain permission from Protector Premium before creating that link so the site may be previewed. Protector Premium expressly forbids the unauthorised use of its logos, trademarks or other graphics to create links. Text links are permitted upon approval.
Protector Premium is pleased to hear from its customers; however, we do not accept or consider any creative ideas, suggestions or other materials related to products, services or marketing except in compliance with the procedures outlined for idea submissions outlined elsewhere in this Web site. Please do not send us any original creative materials such as product ideas or suggestions except in compliance with such procedures. Anything you disclose or offer to us by or through this Web site ("communications"), including e-mails to Protector Premium or postings on interactive portions of this Web site, shall be deemed and shall remain the property of Protector Premium. If you send us such communications, you are providing it to us on a NON-CONFIDENTIAL BASIS, and we will have no obligation to keep such information secret, to refrain from using such information or to compensate you for the receipt or use of such communications. Protector Premium is free to use, for any purpose whatsoever, any communications, including but not limited to publishing, developing, manufacturing and marketing products using such communications. By submitting communications to us through this Web site, e-mail or any means other than the procedures outlined elsewhere in this Web site, you hereby RELEASE Protector Premium from any liability under any legal theory in connection with the use, modification, sale or disclosure of any communications. By uploading or otherwise providing any communications to this Web site or Protector Premium, you hereby grant Protector Premium, to the extent you retain any rights, the unlimited, perpetual right to reuse, redistribute, modify and create derivative works from such communications for any purpose and in any media without compensation, and you warrant that all "moral rights" in uploaded communications have been waived.
Interactive Areas and Code of Acceptable Conduct
Protector Premium does not ordinarily filter, censor, edit or regulate information and content provided by third parties on this Web site, including any such information provided in interactive areas. We neither endorse nor are responsible for (and under no circumstances shall be liable for) the contents, accuracy or reliability of such information and content.
When participating in interactive portions of this Web site, you represent that you have proper right and authorisation to use any information or content you upload or post and agree to abide by the following code of acceptable conduct:
- You will not upload or otherwise provide infringing, defamatory, obscene, pornographic, threatening, abusive, illegal or otherwise improper content.
- You will not upload viruses or harmful components.
- You will not use the Web site to further any illegal purpose or to violate the rights of any party.
- You will not upload or otherwise provide content with a commercial purpose or attempt to solicit funds or advertise goods and services.
Products, Services and Software
Downloading software from this Web site does not give you title to such software, including any files, data and images incorporated in or associated with the software. Your use of any such software shall be only in accordance with the license agreement that is included with the software or presented upon download of such software. Software available on this Web site is copyrighted by Protector Premium or its owner. Software may not be copied, redistributed or placed on any server for further distribution. You may not sell, modify, decompile, disassemble or otherwise reverse engineer the software.
A description or reference to a product, service or publication on this Web site (including any description or reference via hyperlink) does not imply endorsement by Protector Premium of that product, service or publication. Products and software offered through this Web site shall be warranted, if at all, through the written license or warranty provided in connection with such product or software.
No Representations or Warranties
Protector Premium makes no representations or warranties that this Web site is free of defects, viruses or other harmful components. We shall not be responsible for any damages or loss that may result from the hacking or infiltration of this Web site or Protector Premium's computer systems. You have the sole responsibility for adequate protection and backup of data and/or equipment used in connection with this web site, and you agree to hold Protector Premium harmless from, and you covenant not to sue us for, any claims based on use of this web site, including claims for lost data, work delays or lost profits resulting from use of materials or content from this web site.
The pages on this Web site may contain technical inaccuracies, outdated information and typographical errors. To the extent permitted by applicable law, this web site is provided "as is". Protector Premium does not make any warrant of any kind, whether express or implied, including but not limited to any warranty or fitness for a particular purpose or merchant ability, nor does it in any way guarantee the quality, data content, goods or services that are transferred, received, purchased or otherwise made available or obtained by way of this web site. We do not warrant that this web site will be error-free or that defects will be corrected. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.
Protector Premium do not warrant the accuracy or completeness of any information you derive from this website or planning calculator and exclude liability for loss or damage arising from any errors or omissions in, or your use of this website or planning calculator (including any interference with or damage to your computer system). If any liability is not able to be excluded by law, we limit our liability to the resupply of the relevant information or services.
You release Protector Premium, its servants and agents to the fullest extent permitted by law from any and all claims arising out of or related to the use of material or information made available through this website.
Limitations of Liability
Under no circumstances, including negligence, shall Protector Premium be liable for any special, incidental or consequential damages or lost profits that result from the distribution or use of, or the inability to use, the content or materials on this web site, even if we have been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation may not apply to you. In no event shall Protector Premium's total liability to you for all damages, losses and causes of action (whether in contract, tort or otherwise) exceed the amount paid by you, if any, for accessing this web site.
Jurisdiction and Choice of Law
Protector Premium controls and manages this Web site from its facilities in the State of Victoria in Australia. Unless otherwise stated, materials and content on this Web site are presented solely for promoting products and services in Australia. Information published on this Web site may contain references to products, programs and services that are not announced or available in your country or region. We make no representation that such information, products, programs or services referenced on this Web site are legal, available or appropriate in your country or region.
Trademarks and Copyrights
Nothing on this Web site shall be construed as conferring any license under any intellectual property right, including any right in the nature of trademark or copyright, of Protector Premium or any third party, whether by estoppel, implication or otherwise. All trademarks and trade names are the property of their respective owners.
Except as otherwise noted, Protector Premium is the owner of all trademarks and service marks on this Web site, whether registered or not. All registered trademarks are registered in Australia (or other applicable jurisdictions).
Securities and Investment
This Web site and the information contained or referred to herein does not constitute an offer or a solicitation of an offer for the purchase or sale of any securities.
This Web site may contain information and press releases about and by Protector Premium. While information prepared by us was believed to be accurate as of the date so prepared, we disclaim any duty or obligation to update such information or to verify the accuracy of information prepared by others.
Despite any representations concerning privacy, Protector Premium reserves the right to disclose without notice to you any information in its possession if required to do so by law or upon a good-faith belief that such action is necessary to comply with the law, to protect or defend our rights or property, or to respond to an emergency situation. Specific areas or pages of this Web site may include additional or different terms relating to the use of personal information collected from such areas or pages.
Any unauthorised access, modification or change of any information, or any interference with the availability of or access to this Web site is strictly prohibited. Protector Premium reserves all legal rights and remedies available to it and this disclaimer shall in no way be deemed a limitation or waiver of any other rights Protector Premium may have.